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Great expectations in Shepparton

The Greater Shepparton area in central Victoria is amongst the most culturally interesting municipalities in the state. Its inhabitants have always been diverse and historically this area has special significance for the many indigenous clans of the Yorta Yorta people.

Today, this region just two hours north of Melbourne is responsible for producing around 25 per cent of Victoria’s rural output across its dairy, fruit growing and agricultural industries.

With its abundance of good food, award-winning wine and natural beauty including the majestic Goulburn River which flows through the region, it’s easy to see why this area has such broad appeal.

Real estate opportunities vary across the region from the city of Shepparton and the townships of Arcadia, Ardmona, Congupna, Dookie, Grahamvale, Kialla, Lemnos, Merrigum, Mooroopna, Murchison, Tallygaroopna, Tatura, Toolamba and Undera.

Affordable housing can be found across the board and in a fairly new trend, property pundits from Melbourne and beyond have turned their gaze to the region where steady house price growth and solid rental yields on investment properties are attracting much interest.

The local market has also received a boost from recently announced state and federal government grants encouraging first home buyers to take the plunge – a statewide trend.

It’s an exciting time for Greater Shepparton with unprecedented injections of government funding into the city including $168 million for the local hospital, $73 million for the new courthouse and $35 million for the new Shepparton Art Museum reinvigorating the area and giving locals a variety of new employment opportunities.

If you are thinking about buying or selling in this beautiful region, our trusted local conveyancers are ready to help. They will explain everything you need to know and guide you through the process, step by step.

At Settle Easy, we make the conveyancing part of your property journey as simple as possible. Our user-friendly online conveyancing platform and Shepparton conveyancers will help you every step of the way to ensure you settle easy.

For more information call 1800 88 66 88 or visit www.settleasy.com.au

Melbournes Eclectic Inner North - Buy Homes - Sell Homes - Settle Easy

Melbourne’s eclectic inner north

Melbourne’s eclectic inner north. The once-industrial working class suburbs of Melbourne’s inner northern suburbs including North Melbourne, Parkville, Carlton, Fitzroy, Northcote, Coburg, Collingwood, Preston, Thornbury, Brunswick, Princes Hill and Hotham Hill, have been inventing and reinventing themselves since colonial times.

Like most places, a quick glance at the built environment of these interesting suburbs with their mix of warehouses, factories, single-fronted homes and larger dwellings tells just one tiny snippet of a fascinating past. But it’s the brilliant diversity of the people and local artisan businesses across these suburbs that really make these colourful places come to life.

Today’s property market reflects the popularity of this region. It’s the only place that has trams, trains and buses, two beautiful local creeks, well-maintained bike paths and lots of green spaces all less than 10kms from Melbourne’s CBD. 

Students love living close to the universities which is great news for investors, while a little further out, in places like Brunswick, Thornbury and Preston with their great local schools, close-knit communities and customer-centric local businesses, make these areas a natural choice for young families and everyone in between.

Whether you are looking for a low-maintenance unit, a modern apartment or a period home, this area has it all. And whether you want to make this part of the world home, or are tempted to add to your investment portfolio, there is sure to be something to take your eye.

It’s great news if you’re selling property in Melbourne’s inner north. Right now, properties are being snapped up in a few short weeks. Despite a bumpy year for the property market, a string of inner suburbs have seen huge house price jumps. 

Collingwood alone recorded sale rises of between 29.6 and 36.5 per cent in the median house prices for the year to September compared with 2019.

If you are thinking about buying or selling in this vibrant multicultural hub just north of the city, our trusted local conveyancers are ready to help. They will explain everything you need to know and guide you through the process, step by step.

At Settle Easy, we make the conveyancing part of your property journey as simple as possible. Our user-friendly online conveyancing platform and Melbourne’s inner north conveyancers will help you every step of the way to ensure you settle easy. 

For more information call 1800 88 66 88 or visit www.settleasy.com.au

Top 5 Tips for Paying Off Your Mortgage Faster - Settle Easy

Top 5 tips for paying off your mortgage faster

At Settle Easy, we know that buying property and committing to a mortgage is a really big deal. Most mortgages are based on a 30-year amortization, meaning they are paid off in full after 30 years – but how good would it be to pay your mortgage off sooner?

Here are our top five tips for paying off your mortgage a whole lot faster.

  1. Pay more than the minimum repayments
    This doesn’t mean you have to pay more every single repayment, but the more you pay and the more often you pay it, the more time and money you will save long term. Every single dollar you put into your mortgage above your repayment amount affects the capital, which means down the track, you’ll be paying interest on a smaller amount. Extra lump sums or regular additional repayments will help you cut many years off the term of your loan.
  2. Budget effectively
    Outgoings can add up quickly so be careful about big-ticket items, but don’t forget that ‘micro spending’ on things like take away coffee, bottled water or that spur of the moment treat can all add up too.
    Let’s say you enjoy popping into your local cafe to buy takeaway coffee most days. That might cost you $4 a day or $20 per week. If you only buy one takeaway coffee per day, over the course of a year, that’s $1,040 which in after-tax income, could mean you’ll have to earn $2,000 a year to pay for your caffeine addiction – it all adds up.
  3. Review your loans regularly
    Life changes and so should your mortgage. That’s why we recommend you give your home loan a health check every 12 months to make sure it’s still right for you. You might have changed jobs, welcomed a new family member or received a pay rise within the last year – these things can all affect your home loan. Ask your lender about lower interest rates or a better deal on your home loan. If your lender can’t help, shop around – it might just save you thousands and has the potential to shorten the lifespan of your loan.
  4. Offset accounts can really help
    If you have any spare cash, put it into an offset account attached to your home loan.
    Any money in an offset account reduces the balance used to calculate interest. The more money in the offset account, the less interest you will have to pay!
  5. You do you
    Don’t compare your life against what others appear to have. If your goal is to pay off your mortgage sooner, maybe rethink that expensive holiday or find a way of making more money via a second job or smart investment.
    And if you need refinancing advice, are in the market for a home loan or are thinking about investing in property, talk to the experts. Our partners @mylocalbroker work around the clock to meet the needs of their customers. Their number one aim is to match their customer’s goals with the best possible solution – every time.

For all your conveyancing needs, Settle Easy’s trusted conveyancers are here to help. We take special care to look after you every step of the way so you can focus on what matters most.  

Ballarats Time To Shine Again - Residential Real Estate Ballarat, Victoria

Ballarat’s time to shine again

Ballarat’s time to shine again? Victoria’s largest inland city and arguably Australia’s most famous gold rush town – Ballarat – is a thriving hub of contemporary arts, events and award-winning foodie offerings all embedded within its fascinating past. With a median house price sitting around $550,000, is it any wonder this jewel in Victoria’s crown is attracting so much attention?

Keen to take advantage of new working from home opportunities and fresh beginnings, first home buyers armed with low interest rates, the extension of the federal government’s First Home Loan Deposit Scheme and other state-based incentives, are just one cohort turning their attention to ‘the capital of Western Victoria’ where the possibility of a bricks and mortar investment is no longer a pipe dream. 

And this historic treasure is only 110km west of Melbourne, a trip that takes just over an hour by train to Southern Cross Station, or if driving is more your thing, it’s an easy trip along the Western Highway. 

Ballarat property experts are reporting high levels of interest across all sectors of the market, from first-time buyer homes to high end properties and everything in between. Even pockets like Sebastopol and Ballarat East that have not always kept up with sale price increases are benefiting from current high demand and short supply. 

The city is home to just over 100,000 people, and with a multitude of significant infrastructure projects in the works, the local economy is in great shape right now.

Just one of these projects, the Ballarat GovHub will become home to up to 1000 Victorian Government employees, including up to 600 public sector positions relocated from Melbourne in 2021. It’s expected that GovHub will revitalise a major part of the Ballarat CBD, generate long-term jobs growth, increase business confidence and further private sector investment.

Whether people are investing in the region because of the lifestyle, housing affordability or job re-location, an excellent mix of private and public schools, great recreational and medical facilities round out everything Ballarat has to offer. 

If you have decided to move to beautiful Ballarat, why not let our trusted conveyancing team help?

At Settle Easy, we make the conveyancing part of your property journey as simple as possible. Our user-friendly online conveyancing platform and trusted Ballarat conveyancers will help you every step of the way to ensure you settle easy. 

For more information call 1800 88 66 88 or visit www.settleasy.com.au

All Bound For The Mornington Peninsula - Buying, Selling your home.

All bound for the Mornington Peninsula

All bound for the Mornington Peninsula! The Mornington Peninsula has long been one of Victoria’s most popular destinations for day trips, year-round holidays and short getaways. Before you even think about getting out your beach towel, there are local markets, pretty seaside villages, art galleries and sculpture parks, charming antique shops, rolling vineyards, nature trails, hot springs, a sparkling café and restaurant scene and so much more. 

With such a lot packed into a relatively small but stunning peninsula – this is an adventure just waiting to happen.

Now that so many of us have figured out that working from home works for us, there is a tsunami of sea changers hoping to make this adventure more permanent. 

Local realtors tell us there is huge interest across all areas and demographics driving demand for properties through the roof.

Whether it’s down the more expensive pointy end near Sorrento where Europeans first settled after colonisation in 1803, the Red Hill hinterland region or anywhere in between, this is one hot property market.

Long term, studies show that buying property in the Mornington Peninsula Shire is a seriously good bet. The region sits at the very top of the national demand spectrum because it has and will continue to be a very active market.

For now, there is a lot of activity around the peninsula’s northern tip in places like Mount Martha, Mount Eliza and Mornington where if you still need to travel, Peninsula Link makes the commute to metropolitan Melbourne easy and efficient.

And over on the Western Port Bay side of the peninsula in places like Bittern and Crib Point, sale prices are holding strong.

With a diverse local economy that includes tourism, agriculture, retail, manufacturing, construction and business services combined with excellent schools, great road infrastructure and first-class medical facilities, it’s easy to see why this is such a great place to live – no matter where you land.

If you have decided to move to the Mornington Peninsula, why not let our trusted conveyancing team help?

At Settle Easy, we make the conveyancing part of your property journey as simple as possible. Our user-friendly online conveyancing platform and expert local conveyancers will help you every step of the way to ensure you settle easy.

Bendigo Golden Opportunities Await - Real Estate Market, Conveyancing Services

Bendigo – golden opportunities await

Bendigo – golden opportunities await! Bendigo is one of Victoria’s original boom towns, a progressive and contemporary city located in the geographical heart of the state. In post-colonial Australia, the discovery of gold in 1851 shifted the region’s focus away from vast sheep stations to all forms of gold mining. 

Since those earliest discoveries, more than 780,000 kilograms of gold have been extracted from Bendigo and the surrounding regions – a treasure trove of magnificent public buildings pay obvious tribute to this past. 

Today, Bendigo and surrounds have almost 10,000 different businesses and a workforce of more than 53,000 people. The main form of employment across the Greater Bendigo region is in health care, finance and insurance services followed by retail, trade, education and training and manufacturing.

It’s a city connected to Melbourne by high-quality road and rail infrastructure which explains why so many have and continue to make this beautiful region their home. 

Low interest rates and a significant shift towards working remotely have fuelled an avalanche of interest in Bendigo’s property market with first home buyers and investors snapping up properties as soon as they hit the market. 

Recently, this high demand and low supply has seen properties in Bendigo’s eastern suburbs reporting up to six per cent increases in sale prices.

And the growth corridors which take in Strathfieldsaye, Maiden Gully and Huntly are popular with growing families wanting to be close to the town’s great amenities. 

With so many excellent local restaurants, wineries, schools, health and recreational facilities and a cultural scene as good as anywhere in the world, people are changing tracks and they’re headed for Bendigo.

If you have decided to move to the Bendigo region, why not let our trusted conveyancing team help?

At Settle Easy, we make the conveyancing part of your property journey as simple as possible. Our user-friendly online conveyancing platform and local Bendigo conveyancers will help you every step of the way to ensure you settle easy. 

For more information call 1800 88 66 88 or visit www.settleasy.com.au 

Three Important Things to Consider Before Buying a Beach House - Online Conveyancing

Three important things to consider before buying a beach house

Three important things to consider before buying a beach house! It’s easy to imagine buying a beach house, especially when you are in the moment and enjoying a relaxing beach escape.

This explains why real estate agents in beachside locations are often run off their feet during peak holiday seasons.

But is buying a beach house really a good idea?

Here are the top three things we think you should consider before taking the plunge!

1. Can you afford to keep two homes? Council rates, land tax, maintenance (including gardening) and utility expenses all add up. It’s important to factor these things in when planning your budget.

2. Will you rent your home to others? If you decide to rent your beach house to try and recoup some of your hard-earned money, consider the time needed for administration, costs to keep your place ‘market competitive’ and other risks involved with leasing to people you don’t know.

3. If your main goal is to ‘buy in’ as part of a long-term property investment strategy, you might find better value for money elsewhere.

At Settle Easy, we recommend you take your time. It’s easy to get caught up in the moment of a perfect summer holiday. Why not visit the area at different times of the year and really get to know your beach destination before making your final decision? It’s a big investment – we just want to help you make the right decision.

If you are in the market to buy a #beachhouse Settle Easy will make the conveyancing part of your property journey as simple as possible. Our user-friendly online conveyancing platform and experienced conveyancers will help you every step of the way to ensure you settle easy. If you enjoyed our article about, Three important things to consider before buying a beach house? Consider getting in touch to learn more about Settle Easy.

For more information call 1800 88 66 88.